Wills

A WILL IS PERHAPS THE MOST IMPORTANT DOCUMENT YOU WILL EVER WRITE.

Making a Will is the only way to ensure that your wishes are carried out after your death, and with a well-drafted Will you can:
  • Choose who will benefit from your Estate, as well as what and how much they are entitled to.
  • Safeguard your children’s futures by appointing guardians to look after them if they are under 18.
  • Appoint people you trust to act as Executors and administer your Estate.
  • Protect your assets through the use of Trusts.
  • Mitigate Inheritance Tax liabilities on both your Estate and your beneficiaries’ Estates.
  • Leave legally binding gifts of money or personal items to loved ones and charities.
  • Save your loved ones spending unnecessary time and fees during Probate.
  • Exclude certain people from benefiting from your Estate.

WE CAN WRITE THE BEST WILL FOR YOU!

SINGLE WILL £99      MIRROR WILLS £149

WHY SHOULD I MAKE A WILL?

Most of us know how important it is to write a Will, but worryingly there are many people that don’t know what happens when you die without a Will.
If you die without a valid Will, you have died “intestate” and your Estate shall be distributed in accordance with the Law of Intestacy. This means:
  • The Government dictates who will administer your Estate, and they may not be the people you trust the most with your family’s inheritance.
  • Delays in administering your Estate, as there are 6 months in which claims can be made against the Estate.
  • The Government dictates who will benefit from your Estate, as well as what and how much they are entitled to.
  • Unmarried partner’s are at risk of inheriting nothing from your Estate, and could be forced out of your shared home.
  • Your children may not inherit your Estate, or their entitlement may be so much that it forces the sale of your family home and other assets to meet their inheritance.
  • Your minor children may be put into care by Social Services, whilst the Court decides who shall look after them.
  • High potential for (otherwise preventable) arguments and distress for your loved ones at what is already a very difficult, emotional time.
Even if you do not own anything you deem to be valuable, it is a good idea to appoint Executors, appoint Guardians for your children, and/or record your funeral wishes, at the very least.

CAN'T I JUST WRITE A WILL MYSELF?

You could – just like you could mend the brakes on your car yourself, or build an extension on your home.
Most people want a professional to write their Will simply for peace of mind that it has been written correctly, others because they understand that without the correct advice their Will may not do what they want it to do.
Making a Will sounds simple, but we guarantee that once you have discussed your wishes with one of our advisers, there will be something you hadn’t thought of.

CAN'T I JUST GET A WILL ONLINE?

An online or postal Will is the same as a DIY Will – it doesn’t go into any detail, doesn’t discuss your wishes, and certainly doesn’t give you any advice. Its the same as getting a Will pack and doing it yourself, but instead of writing it on paper, you fill it in online.
A recent study showed that 40% of all DIY Wills would fail.
Ask yourself how important your loved ones and assets are to you, then decide if you are willing to take the risk of your Will being declared invalid and your assets going to someone else.
We see so many people waste their money on DIY Wills, only to later realise that they aren’t worth the paper they’re written on. It really is a false economy.

YOU OFFER MIRROR WILLS - IS THIS A JOINT WILL?

No, Mirror Wills are two separate Wills for couple's who have the same wishes (the Wills shall "mirror" each other).
If you are a couple that have different wishes, you shall need two Single Wills.

IS WILL WRITING REGULATED BY THE FINANCIAL CONDUCT AUTHORITY (FCA)?

No, please be aware that Will Writing and Estate Planning is not regulated by the Financial Conduct Authority (FCA).